In recent weeks, social media and certain websites have been buzzing with exciting claims about a new $1390 direct deposit from the IRS hitting bank accounts in November 2025. Many articles promise this is a special relief payment to help Americans deal with high costs for groceries, gas, rent, and more. Some even say married couples could get up to $2,780, and it’s automatic for Social Security recipients.
If you’re wondering “$1390 direct deposit – am I getting it this month?” – you’re not alone. Millions are searching for answers right now. But before you get your hopes up, let’s break down the real facts in simple, easy-to-understand terms. We’ll look at where these rumors started, what the official sources say, and how to protect yourself from scams.
What Are People Saying About the $1390 Direct Deposit?
The viral stories claim:
- The IRS has “confirmed” a one-time $1,390 relief payment (or $1390 direct deposit) starting mid-November 2025.
- It’s meant to fight inflation, which has made everyday items more expensive.
- No need to apply – it goes automatically to low- and middle-income people based on 2024 tax returns.
- Social Security, SSI, SSDI, and veterans might get it without extra steps.
- Payments start November 10-15, 2025, via direct deposit (fast) or paper checks (slower).
- You can supposedly track it on a new “Get My Payment” tool on IRS.gov.
These articles often include tables with income limits (like under $75,000 for singles) and promise it’s tax-free money just in time for Thanksgiving and holidays.
Sounds great, right? Unfortunately, this is not true.
The Truth: No $1390 Direct Deposit Payment Is Coming in November 2025
Asightarrow As of November 19, 2025, the Internal Revenue Service (IRS) has not announced or confirmed any new $1,390 relief payment, stimulus check, or $1390 direct deposit for November 2025 (or any time in late 2025).
- There is no new law from Congress approving this money.
- The official IRS website (IRS.gov) has zero mentions of a $1,390 payment, inflation relief deposit, or new stimulus in 2025.
- The U.S. Treasury Department also confirms no such program exists.
- Reliable news sources like The Economic Times, fact-check sites, and even some of the viral articles themselves (when you read the fine print) admit it’s a rumor or outright false.
This claim is a classic example of misinformation that spreads fast online, especially during tough economic times when people hope for extra cash.
Why Do These Rumors Keep Popping Up?
Rumors like the $1390 direct deposit often recycle old details from real COVID-era stimulus checks (2020-2021), where people did get $1,200, $600, or $1,400 payments. Scammers and clickbait sites mix in fake “updates” to get clicks, shares, or even trick you into giving personal info.
In 2025, some real IRS payments are happening – but nothing like a universal $1,390 check:
- About 1 million people are getting automatic catch-up payments (up to $1,400) for missed 2021 stimulus if they recently filed old taxes. These started in late 2024/early 2025, not a new November program.
- Regular tax refunds, Social Security COLA adjustments (cost-of-living increases), or state-specific rebates might show up as deposits, but they’re not a new federal $1390 direct deposit.
Who Would Have Qualified If This Was Real? (For Reference Only)
Even though the payment isn’t happening, here’s a simple table showing what the fake articles claimed for eligibility and amounts. This is not official – just to show how the rumors worked:
| Filing Status | Income Limit (2024 AGI) | Claimed Payment Amount | Notes |
|---|---|---|---|
| Single or Head of Household | Under $75,000 | $1,390 | Phases out at higher incomes |
| Married Filing Jointly | Under $150,000 | $2,780 (double) | For couples |
| Dependents or Children | Varies | $695 or less | Extra for kids in some claims |
| Social Security/SSI/SSDI Recipients | Income-based | $1,390 | Supposedly automatic |
Again, none of this is real for 2025. Don’t file anything new thinking it will trigger money.
Real IRS Payments You Might Actually Get
While there’s no $1390 direct deposit, here are legitimate things happening:
- 2024 Tax Refunds: If you filed late or amended returns, refunds could arrive anytime.
- Unclaimed Old Stimulus: Deadline was April 2025 for 2021 Recovery Rebate Credit – too late now for most.
- Social Security Payments: November payments (for December) go out starting November 12, 2025, depending on your birthday. Includes the 2025 COLA increase.
- Earned Income Tax Credit (EITC) or Child Tax Credit: Claim these on your next tax return for bigger refunds.
How to Check Real IRS Deposits and Stay Safe
Steps to Track Any Legitimate Payment
- Go only to IRS.gov and create/log in to your free account.
- Use the “Where’s My Refund?” tool for tax refunds.
- For old stimulus questions, check the Economic Impact Payment info page (it’s historical now).
- Never click links from emails, texts, or social media promising to “claim your $1390.”
Red Flags for Scams Targeting the $1390 Direct Deposit Rumor
- Messages saying “Click here to confirm your $1390 deposit” or “Update bank info for IRS payment.”
- Fake “Get My Payment” sites that ask for your Social Security number, bank details, or payment to “release” funds.
- Calls or texts from “IRS” demanding info – the real IRS never does this.
If you see something suspicious, report it to phishing@irs.gov or the FTC.
What Should You Do Right Now?
- Update your info: Make sure your 2024 tax return is filed and bank details are current on IRS.gov – good for any future real refunds.
- File taxes on time: The 2025 tax season starts soon – claiming credits like EITC can put real money back in your pocket.
- Ignore the hype: No $1390 direct deposit is coming this November. Save your energy for real opportunities.
- Spread the word: Share this fact check with family and friends searching for “$1390 direct deposit November 2025″ to help stop the misinformation.
Economic times are tough for many Americans, and it’s understandable to hope for relief. If new federal aid ever gets approved, it will be announced loudly on IRS.gov and major news outlets – not hidden in viral blog posts.
Stay informed, stay safe, and always double-check with official sources. If you have questions about your specific taxes or benefits, call the IRS directly at 1-800-829-1040 or visit a local office.